Merchant Services

Retail, restaurant, lodging, supermarket or emerging markets, Newport Financial Partners and Capital Payments can improve your business. Newport Financial Partners and Capital Payments offer payment processing solutions tailored to fit your business needs.

Serving you, so you can better serve your customers.

Retail, restaurant, lodging, supermarket or emerging markets, Newport Financial Partners and Capital Payments can improve your business.

Merchant Services enables businesses to accept non-cash payments from their customers. Whether your business is in retail, restaurant, lodging, supermarket or emerging markets, Newport Financial Partners and Capital Payments is your one stop for payment processing solutions. Choosing the right payments provider can boost your bottom line.

For over 15 years, Newport Financial Partners has chosen Capital Payments as its provider to meet our customers’ payment processing needs. Capital Payments is a global, single source that delivers solutions to help you increase revenue and drive new business. Best of all, you will receive next business day funding when depositing into your Newport Financial Partners account.

Contact Capital Payments to learn how you can accept credit and debit cards in your business or for a professional account review.

Convenient services available to you:

Electronic Payment Solutions

When you process electronic payments through Newport Financial Partners and Capital Payments, you can offer your customers payment flexibility by accepting all major credit cards, debit cards, corporate/ purchasing cards, electronic checks, EBT cards and more. Merchant services offered independently by Capital Payments. Capital Payments is not a Newport Financial Partners affiliate. Bank does not offer, control, or guarantee the services of Capital Payments and makes no representation or warranties regarding the services. Offer your customers payment flexibility Electronic Check Service – Accept checks with confidence. Capital Payments provides the conversion of paper checks at the point-of-sale into safe and efficient "electronic checks". By submitting checks through the same system that authorizes credit and debit cards, you can dramatically reduce deposit expense and improve cash flow.

Point-of-Purchase (POP) Conversion

This process occurs in a check present/consumer present environment. The check is passed through the POS system for conversion and is approved or declined, with the voided check handed back to the customer. Settlement occurs electronically, with funds deposited to the business' account, usually within 24-48 hours. Accounts Receivable Conversion (ARC) ARC is used for check present/consumer absent transactions, which are typical of receivable payments, mail-order purchases and companies that operate in a drop-box environment. Check payments will be processed in a matter of seconds with the electronic conversion options available through Capital Payments's network. The conversion to electronic checks means you'll have more time to concentrate on your other business needs.

Electronic Gift Cards

Expand your market, increase revenue and build customer loyalty - all with the efficiency of an Electronic Gift Card solution through Capital Payments. When customers give Electronic Gift Cards to friends and family, your market can quickly expand as gift card recipients become new customers. What's more, gift card users often apply the card value toward a larger purchase. Best of all, every business can benefit from an Electronic Gift Card program that is both efficient and cost-effective. Gift cards can be used as more than just a gift. Other ideas for uses include: merchandise returns, promotional marketing tools, corporate incentives, customer appreciation awards and more.

Point-of-Sale Equipment Solutions

Payment Terminals From dial to Internet-enabled to wireless, we offer a selection of user-friendly payment processing terminals that meet the latest industry security standards. Software and Internet Solutions Eliminate the need for stand-alone terminals by turning your Internet-enabled PC into a payment acceptance portal. We offer software solutions that can be used in retail face-to-face environments as well as mail order / telephone order environments. Do you need to accept payments through your web site? We have solutions for you too. Choose the processing solution that meets your business needs.

Reporting & Support Tools

Does your business require advanced reporting needs? If so, MerchantConnect Premium may be just what you need. Enhanced information is available through MerchantConnect Premium, our most comprehensive, versatile reporting solution. Premium offers access to one year’s worth of reporting information from multiple store locations. It features informative interchange qualification reports that summarize your payments, classify qualification rates, and provide insight as to why transactions are downgrading. Data is searchable and can be exported to a spreadsheet or another application for further analysis. Merchant services offered independently by Capital Payments. Capital Payments is not a Newport Financial Partners affiliate. Bank does not offer, control, or guarantee the services of Capital Payments and makes no representation or warranties regarding the services.